Samsung Electronics US has officially launched the Samsung Galaxy Card, marking the company’s first credit card offering with cashback rewards, Samsung ecosystem benefits and enhanced rewards for hardware purchases.

Issued by Barclays US Consumer Bank and operating on the Visa network, the Samsung Galaxy Card will be available for public applications from 22 July 2026 through Samsung’s online platform and Samsung retail stores across the United States.

New cardholders can receive a US$200 cashback bonus after spending US$2,000 within the first 90 days of account opening. However, the card is currently limited to customers in the US and is not available in markets such as Malaysia.

The Samsung Galaxy Card is available in both virtual and physical formats, with the premium physical version featuring a metal design and Samsung’s signature black logo.

Cardholders can earn 5% cashback on eligible direct Samsung purchases, including pre-orders for upcoming Galaxy devices. Customers can also receive 5% rewards along with 20% savings when purchasing or renewing a Samsung VIP Advantage membership.

Additional benefits include:

3% cashback on Samsung Wallet transactions
2% cashback on selected streaming services including Netflix, Disney+ and Spotify
1% cashback on all other eligible purchases

The card is integrated with Samsung Wallet, allowing users to manage payments alongside digital keys, identification documents and passes. Security is supported through Samsung’s Knox security platform, designed to protect user information and transactions.

With the introduction of the Galaxy Card, Samsung is expanding beyond smartphones and consumer electronics into financial services, creating a deeper connection between its hardware ecosystem and everyday digital payments.

The launch has also raised interest among Samsung users in other markets, including whether similar Galaxy Card benefits could eventually be introduced in countries such as Malaysia.
Google Now Counts SMS, Call History and Device Backups Towards Google Account Storage
Google has started notifying users that additional device backup data, including SMS messages, call history, settings and other device backups, will soon count towards their total Google Account Storage quota.

The change means that data from connected devices will be included alongside existing storage usage such as Google Photos, Gmail and Google Drive. Google says the update will take effect in around 43 days for affected users.

For many users, the additional storage impact is expected to be relatively small. For example, some users have reported estimated additions of only around 50MB (0.05GB). However, the change could become a concern for users who are already close to reaching the free 15GB Google Account Storage limit.

What Happens If You Exceed Google Storage Limits?

If a Google Account goes beyond its storage quota, Google will pause certain features, including automatic backups and the ability to upload or create new files.

Users who exceed the limit will be encouraged to either remove unnecessary data or upgrade to a larger storage plan.

However, Google will not immediately delete user data after reaching the storage limit. The company provides reminders and only considers deleting content if an account remains over quota for two years or more. Before any deletion occurs, users will be given an opportunity to download their data.

Google’s entry-level paid storage option starts with plans such as Google One Lite, which provides additional storage space for a monthly fee.

The update has raised questions among users about whether they would prefer paying a small monthly amount for extra storage or managing their accounts by deleting unnecessary files and backups.

With more device data now being included, users may want to review their Google Account Storage usage and remove old backups, large files or unused content to avoid reaching their limits.
Samsung US Launches First Credit Card, the Samsung Galaxy Card