Siyapatha Finance PLC, the largest fully owned finance company within the Sampath Bank Group, delivered a strong financial performance for the six months ended 30 June 2026, supported by continued strategic growth initiatives, resilient asset quality and a strong focus on sustainable value creation.
The Company recorded a Profit After Tax (PAT) of Rs. 1,007 million, representing a 43% increase from Rs. 706 million recorded during the corresponding period of 2025. Meanwhile, Profit Before Tax (PBT) rose by 38% to Rs. 2,334 million, compared with Rs. 1,689 million a year earlier, reflecting continued confidence in the Company’s core operations.
“Our performance in the first half of 2026 is a clear reflection of Siyapatha Finance’s strategic foresight and our unwavering commitment to sustainable growth,” said Siyapatha Finance Chief Executive Officer Mathisha Hewawitharana. “Surpassing the Rs. 104 billion mark in total assets while significantly improving our asset quality underscores the strength of our core operations and the deep trust our customers place in us. As we navigate the evolving macroeconomic landscape, we remain focused on prudent risk management and delivering enhanced value to our stakeholders.”
The Company’s core operations continued to generate strong returns, with total interest income increasing to Rs. 7,719 million, compared with Rs. 5,272 million in the corresponding period of 2025. This growth contributed to an increase in net interest income to Rs. 3,487 million, from Rs. 2,629 million a year earlier, highlighting the Company’s effective management of its assets and liabilities.
Other income also increased to Rs. 1,054 million, compared with Rs. 826 million in the previous year, reinforcing the effectiveness of the Company’s revenue diversification strategy.
Meanwhile, the cost-to-income ratio improved to 49% from 54%, reflecting Siyapatha Finance’s continued focus on operational efficiency, process optimisation and disciplined cost management.