DFCC Bank PLC has introduced an enhanced value proposition for its DFCC Garusaru Loan, enabling eligible government pensioners to enjoy concessionary loan rates while building long-term savings for their children and grandchildren through linked DFCC Junior Savings Accounts.
The new initiative recognises the vital role many grandparents continue to play in supporting their families by helping them meet their own financial needs while investing in the future of younger generations.
Under the enhanced scheme, eligible Garusaru Loan customers can receive interest concessions of up to 0.5% by opening and maintaining a DFCC Junior Savings Account and fulfilling specified savings commitments. Customers can qualify by making a selected initial deposit or by setting up a monthly standing order, with savings contributions starting from Rs. 2,000 per month.
Originally introduced to provide government pensioners with convenient access to retirement financing, the DFCC Garusaru Loan now combines immediate financial assistance with a structured savings plan designed to support long-term financial security for future generations.
Commenting on the initiative, Asitha Pinnaduwa, Vice President and Head of Products and Propositions, Retail & Business Banking at DFCC Bank, said:
"Many pensioners continue to play an active role in supporting their children and grandchildren, often helping create opportunities for the next generation. This enhancement to the Garusaru proposition recognises that reality by offering customers a practical way to address their own financial needs while building savings for the future. It reflects our commitment to developing solutions that are closely aligned with how families plan, support, and grow together."
The enhanced proposition offers customers a dual benefit by combining access to concessionary financing with a disciplined savings mechanism that encourages long-term financial planning and preparedness.
By linking loan benefits with regular savings, DFCC Bank also aims to promote stronger saving habits among families while fostering greater financial resilience across generations.
The enhanced Garusaru Loan proposition is available subject to applicable terms and conditions, eligibility criteria, and account maintenance requirements. Customers can obtain further information by visiting their nearest DFCC Bank branch or through the bank's official communication channels.
Janashakthi Life enters top five most-loved life insurance brands at LMD Reader’s Choice Awards
Janashakthi Life, a leading insurer and flagship brand of JXG (Janashakthi Group), has secured a place among Sri Lanka’s Top Five Most-Loved Life Insurance Brands, climbing from seventh to fifth position in the LMD Reader’s Choice Most Loved Brands 2026 rankings.
The improvement from its 2025 ranking reflects growing customer confidence, stronger brand relevance, and sustained trust, reinforcing Janashakthi Life’s position as one of Sri Lanka’s most admired life insurance brands.
Widely regarded as one of the country's leading indicators of consumer sentiment, the LMD Most Loved Brands survey is based on reader preferences and public perception, making the recognition a significant endorsement of Janashakthi Life’s continued commitment to customer-centric service.
Commenting on the achievement, Ravi Liyanage, Director and Chief Executive Officer of Janashakthi Insurance PLC, said:
“This recognition is more than a ranking. It is a reflection of trust earned over time and kept through consistency. Moving into the Top Five Most-Loved Life Insurance Brands in the industry is a clear signal that our purpose-driven approach is resonating with the people we serve. At Janashakthi Life, every policy, every claim and every interaction is guided by one principle: empowering customers when they need us most. This achievement belongs to our teams whose dedication continues to strengthen that promise every day, and to our customers who place their confidence in us.”
Namalee A. Silva, Chief Business Officer of Janashakthi Insurance PLC, said the recognition highlights the company's unwavering focus on building trust and delivering meaningful customer experiences.
“Trust remains the cornerstone of our business, and being ranked among the Top Five Most-Loved Life Insurance Brands in the country is a recognition we hold close to our hearts. This accolade reflects the empathy and compassion with which we serve our customers, understanding their unique needs and consistently creating solutions that provide peace of mind for the communities we support,” she said.
The company attributes its growing brand affinity to a combination of financial strength, sound corporate governance, consistent service delivery, and customer-focused innovation. Janashakthi Life currently holds an (A-) Financial Strength Rating with a Stable Outlook from Lanka Rating Agency, reflecting its resilience, prudent management, and long-term stability.
Further reinforcing its commitment to excellence, the company was also recognised at the CA Sri Lanka TAGS Awards 2025, where it received the Gold Award in the Insurance – Group (GWP up to LKR 10 billion) category for excellence in transparency, corporate reporting, and governance standards.
DFCC Bank enhances Garusaru Loans with savings benefits for future generations
