HNB Finance PLC Reports Exceptional FY 2025/26 Performance with Profit After Tax More Than Doubling
HNB Finance PLC continued its strong growth trajectory in FY 2025/26, recording a Profit After Tax of Rs. 1.68 billion, reflecting a 120% year-on-year increase and underscoring sustained improvements in profitability, disciplined execution, and an expanding customer base.
Profit Before Tax rose to Rs. 3.9 billion, compared to Rs. 2.2 billion in the previous financial year, driven by strong performance across key business segments. The company’s total assets grew by 61% to Rs. 94.4 billion, while net assets increased by 22% to Rs. 9.3 billion, highlighting continued balance sheet expansion and financial stability.
The lending portfolio recorded significant growth of 70% to Rs. 76.3 billion, supported by stronger market demand and deeper customer engagement. Within key product lines, the leasing portfolio expanded by 98% to Rs. 51 billion, while the gold loan portfolio increased by 80% to Rs. 16 billion, reflecting the company’s diversified and accessible financial solutions tailored to customer needs.
Profitability ratios also improved during the year, with Return on Assets rising to 2.2% from 1.37% and Return on Equity strengthening to 19.96% from 11.54%, driven by enhanced earnings performance and portfolio expansion.
Commenting on the results, HNB Finance PLC Chairman Rajive Dissanayake stated that FY 2025/26 marked a significant milestone for the company, with strong growth across profitability, assets, and lending. He noted that the performance reflects the effectiveness of the company’s strategic direction, operational discipline, and the trust placed by customers and stakeholders, while reaffirming a continued focus on responsible growth, governance, and value creation.
HNB Finance PLC Managing Director and Chief Executive Officer Chaminda Prabhath added that the results demonstrate clear progress across core business lines, particularly leasing, gold loans, and lending. He emphasized the company’s commitment to responsible expansion, improved customer experience, and strong operational discipline, with a focus on sustainable long-term growth and stakeholder value creation.